Higher-Layer Excess Policies Do Not Incorporate Lower-Layer Umbrella Policies’ Self-Insured Retentions, and Cover Defense Costs Without Regard to Outcome of Case

An insured’s higher-layer excess policies did not incorporate lower-layer umbrella policies’ self-insured retentions, and did cover defense costs without regard to the outcome of the case. (Deere & Company v. Allstate Ins. Co. (2019) 32 Cal.App.5th 1230) Facts Deere & Company is … Read More