A general liability insurer had no duty under California Insurance Code section 481.5(b) to refund advance premiums paid by its insured because those premiums were “fully earned” and there was no “reduction in coverage.” ( CRV Imperial-Worthington LP v. Gemini … Read More
Where an insured general contractor was fired from a construction job before the job was ever completed, a subsequent construction defect lawsuit against the insured fell within standard policy exclusion j.(6), and did not trigger the exclusion’s exception for property … Read More
Where a liability insurer issues a preliminary “reservation of rights” letter, but never actually agrees to defend its insured and never actually pays any defense fees during the underlying litigation, the insurer is precluded from invoking Civil Code section 2860’s … Read More