A self-insured retention (SIR) provision will not excuse an insurer from a duty to defend unless the policy expressly and unambiguously conditions the insurer’s duty to defend on satisfaction of the SIR. ( American Safety Indemnity Co. v. Admiral Ins. … Read More
A trial court has discretion to defer an insurance appraisal proceeding until the resolution of a declaratory relief action regarding the legality of the insurer’s method of calculating depreciation. ( Alexander v. Farmers Ins. Co. (2013) 219 Cal.App.4th 183) Facts … Read More
An auto exclusion in a homeowners insurance policy barred coverage where the insured’s negligent supervision of her granddaughter exposed the granddaughter to the risk of negligent operation of an auto. ( Farmers Ins. Exchange v. Superior Court (2013) 220 Cal.App.4th … Read More