Statutory violation exclusions in two insurers’ policies precluded coverage for lawsuits alleging claims for violation of the Song-Beverly Act arising from collection of customer zip codes during credit card transactions. ( Big 5 Sporting Goods Corp. v. Zurich American Ins. … Read More
Various insurers’ reservation of rights letters in an environmental cleanup action did not trigger a conflict of interest that would give the insured the right to select independent counsel at the insurers’ expense. ( Federal Ins. Co. v. MBL, Inc. … Read More
An uninsured motorist insurer could not deny coverage based on an exclusion which was allowed by statute, but which was not actually included in the policy. ( Progressive Choice Ins. Co. v. California State Automobile Association Inter-Ins. Bureau (2013) 218 … Read More
Because a policy’s loss of rents coverage did not specifically require that a building be rented when a physical loss occurred, the insured was entitled to attempt to prove an insurance claim for loss of rents even though the building … Read More