An insured must strictly comply with a warranty provision in order to obtain coverage when the subject matter of the warranty bears directly on the risk underwritten by the policy. ( Trishan Air Inc. v. Federal Ins. Company (2011) WL … Read More
A personal umbrella insurer had no duty to defend its insured against a suit alleging that the insured had sexually harassed and sexually battered the claimant. ( Shanahan v. State Farm General Insurance Company (2011) WL 806385) Facts Cheryl Skigin … Read More
Because an extended replacement cost provision did not actually alter the policy limit, but instead merely provided for a potential payment in excess of the limit, the insureds were still required to repair, rebuild or replace in order to recover … Read More