Month: April 2009

Generally, an insurance “agent” is a person who transacts insurance on behalf of an admitted insurer. In contrast, an insurance “broker” is a person who transacts insurance with, but not on behalf of , an admitted insurer. (Insurance Code Section … Read More

The California Supreme Court has issued a ruling which will significantly restrict the insurance industry’s ability to deny indemnity coverage based on the “qualified” (i.e., “sudden and accidental”) pollution exclusion. ( State of California v. Allstate Insurance Company (2009) 45 … Read More